Stash invest free#

At $500,000 and up, the strategy includes Smart Beta, which weights the stocks in your portfolio more intelligently. At higher asset levels ($100,000+), the company offers stock-level tax-loss harvesting and risk parity.

PassivePlus investing: This is Wealthfront’s term for their rules-based investment strategies, which aim to maximize client investments using tax-loss harvesting.

There’s no credit check or credit score impact, and you can borrow up to 30% of your account.

Portfolio Line of Credit: Once you reach $25,000 in your individual, trust or joint investment account at Wealthfront, you have access to a line of credit at 4.75% to 6% interest.

Wealthfront Cash Account: Wealthfront offers a high-interest cash account paying 2.57% APY with no fees, unlimited transfers and FDIC insurance up to $1 million.

Stash specializes in fractional shares, thus offering. (Fees are slightly higher for 529 accounts as compared with other Wealthfront accounts because these plans include an administrative fee.) Stash Invest is a micro-investing app designed to make saving and investing as simple as possible.

529 college savings: Wealthfront allows you to open a 529 college savings account, which is rare among the robo-advisories.

Once your savings hit $5 or more, Stash deposits the change into your personal investment account cash balance.

Round-Ups: If you link a bank account to your investment account, Stash allows you to enable Round-Ups, which round up purchases (on that bank account) to the nearest dollar and transfer the change to your Stash account.

Stash recommends investments that fit your financial goals and you can build your own portfolio from there.

Customizable portfolio: While Stash doesn’t build you a custom portfolio like many robo-advisors, there’s also more freedom and flexibility to what you can do with your investments.

For smartphone-savvy investors, this may be a plus.

Although it now offers web-based account management, the desktop experience isn’t as full-featured as the mobile app is.

Mobile friendly: Stash was originally launched as a mobile-only platform.

Points from other purchases buy fractional shares of Vanguard Total World Stock ETF, which carries a low 0.09% expense ratio.

Stash invest free#

Stock-Back points: Stash offers a debit account that includes thousands of free ATMs, and purchases build “Stock-Back” points that automatically add fractional shares of the retailer or retailer’s parent, if publicly traded and on their list of 190 stocks.